Resume
Researcher
Ashok
Ghimire
Doctoral Candidate and Business Intelligence Researcher at Westcliff University
Southern California, United States
Citations
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Contact Info
Resume
About
I (Ashok Ghimire) am a researcher, writer, and financial analyst specializing in business intelligence, predictive analytics, and AI-driven financial services. Currently, I am pursuing a Doctorate in Business Administration at Westcliff University, California, with a focus on Business Intelligence and Data Analytics. My academic background includes an MBA in Finance and Marketing and a BBA in Finance, both earned with distinction. My research centers on AI-driven credit scoring, predictive modeling for customer retention, and the integration of machine learning in financial decision-making. My work has been published in respected journals such as The American Journal of Agriculture and Biomedical Engineering and Journal of Computer Science and Technology Studies. Before transitioning into academia and research, I worked as Deputy Manager at Nepal Bank Limited, where I specialized in corporate credit assessments and financial risk analysis. This experience has provided me with a strong foundation for bridging theoretical research with real-world applications. I am currently writing AI-Driven Credit Scoring and Its Influence on Small Business Growth and Sustainability in the U.S., a book that explores AI’s transformative role in financial accessibility. Based in Anaheim, California, I remain dedicated to advancing financial technology and business analytics through research and thought leadership.
Professional Skills
Add your professional skills.
Research Experience
Individual Researcher
Westcliff University August 2023 - Present
Irvine, CA
Business Intelligence
Data Analytics
Financial Services
Business
Buisiness Strategy
Artificial Intelligence
AI Optimization
Economic Impact
Technology
AI Healthcare
Work Experience
Deputy Manager
Nepal Bank Limited May 2016 - September 2023
Kathmandu, Nepal
Banking
Data Analytics
Corporate Credit
General Banking
Credit POrtfolio
Branch Manager
Hydro Electricity Project
Assessing Financials
Lecturer
AIMS Internationl College July 2015 - September 2023
Lagankhel, Kathmandu, Nepal
Banking
Finance
Taxation
Accounting
Education
Westcliff University
Irvine, CA Aug 2023 - Aug 2026
Doctorate of Business Administration (Business Intelligence and Data Analyt , Data Analytics
Punjab Technical University
Punjab, India Jul 2012 - Jul 2014
Master of Business Administration , Finance and Marketing
University of Pune
Pune, India Jul 2009 - Jul 2012
Bachelor of Business Administration , Finance
Judge of The Works of Others
Peer Reviewer
May 2025 - May 2025
Journal of Biosciences and Medicines
Peer Reviewer
Apr 2025 - Apr 2025
Asian Journal of Research in Computer Science
Peer Reviewer
Mar 2025 - Mar 2025
Asian Journal of Research in Computer Science
Presentations/Talks
Advances in Smart Health Care: Applications, Paradigms, Challenges, and Real-World Case Studies
Bangladesh Sep 2024
2024 IEEE International Conference on Computing, Applications and Systems (COMPAS)

Many industries are undergoing radical change as a result of the expansion and improvement of Deep Learning (DL) and the Internet of Things (IoT). These include food production, utilities, transportation, supply chains, urban planning, and medical treatment. Scientists have discovered a way to improve automation by combining deep learning, cloud computing, and the Internet of Things. The Internet of Things (IoT) can broaden its use case by integrating with cloud services; the cloud can gain insight from data gathered by sensors and other IoT devices, and deep learning can improve medical diagnosis and screening. Deep learning, cloud-based Internet of Things (IoT) applications, fog computing, and the difficulties encountered by smart healthcare systems are all included in this study's comprehensive overview of smart healthcare methods. Patient monitoring, disease detection, and diagnosis are just a few examples of the many potential uses. Smart healthcare systems (SHSs) make people's lives easier and more pleasant thanks to their cutting-edge services. The healthcare industry offers tremendous opportunities for research to overcome the constraints of traditional methodologies due to its large amount of data and varied range of disorders. Mobile health, telemedicine, emergency systems, assisted living, self-management of chronic diseases, fitness and patient monitoring, food monitoring, and remote rural areas can all benefit from healthcare automation made possible by deep learning and the Internet of Things.

Membership
Member
Mar 2025 - Feb 2026
Institute of Electrical and Electronics Engineer (IEEE)
Patents
AI BASED FACIAL RECOGNITION DEVICE
Issued | Apr 29 2025 | GB | 6438706
Class 10 - CLOCKS AND WATCHES AND OTHER MEASURING INSTRUMENTS, CHECKING AND SIGNALLING INSTRUMENTS
Sub class 05 - INSTRUMENTS, APPARATUS AND DEVICES FOR CHECKING, SECURITY OR TESTING
Other Inventors: Ashok Ghimire
Teaching Experience
Taxation and Accounting
Spring | 2015 | Undergraduate
Realted Researchers