TIDJANI Chemseddine is a Senior Researcher at the Centre of Research in Applied Economics for Development (CREAD). His main research focus is in the field of financial and economic studies, particularly work in domains like microfinance, corporate finance, financial analysis, financing of SME’s, financial Innovation, ICT and FinTech. Even though, he participated and co-working in other research projects especially: Innovation in the electronics sector in Algeria, Mechanisms of financial risk management in PPP. Beyond, his work allowed him to be a participant in several academic missions, tasks and activities as a reviewer and editorial member in different international journals. He holds a PhD degree (2016) & Master degree (2010) from the University of Kasdi Merbah Ouargla (Algeria).